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Flood Control - LOMR - 2025, 2021, 2205 E Riverside Drive - Eagle Lakes / Truman Cove Subdivision - 6/21/2021a�4AFi RECEIVED & FILED Federal Emergency Management Agenc�"" OF EAGLE � l ���i :j�.��i °4~ Washington, D.C. 20472 t�ND StiG File: Route to: June 21, 2021 THE HONORABLE JASON PIERCE MAYOR, CITY OF EAGLE P.O. BOX 1520 EAGLE, ID 83616 DEAR MR. PIERCE: CASE NO.: 21-10-0944A COMMUNITY: CITY OF EAGLE, ADA COUNTY, IDAHO COMMUNITY NO.: 160003 This is in reference to a request that the Federal Emergency Management Agency (FEMA) determine if the property described in the enclosed document is located within an identified Special Flood Hazard Area, the area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood), on the effective National Flood Insurance Program (NFIP) map. Using the information submitted and the effective NFIP map, our determination is shown on the attached Letter of Map Revision based on Fill (LOMR-F) Determination Document. This determination document provides additional information regarding the effective NFIP map, the legal description of the property and our determination. Additional documents are enclosed which provide information regarding the subject property and LOMR-Fs. Please see the List of Enclosures below to determine which documents are enclosed. Other attachments specific to this request may be included as referenced in the Determination/Comment document. If you have any questions about this letter or any of the enclosures, please contact the FEMA Map Information eXchange (FMIX) toll free at (877) 336- 2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, Engineering Library, 3601 Eisenhower Ave Ste 500, Alexandria, VA 22304-6426. Sincerely, Luis V. Rodriguez, P.E., Director Engineering and Modeling Division Federal Insurance and Mitigation Administration LIST OF ENCLOSURES: LOMR-F DETERMINATION DOCUMENT (REMOVAL) cc: State/Commonwealth NFIP Coordinator Community Map Repository Region Mr. Bryan Appleby 0 Federal Emergency Management Agency Z �^ Washington, D.C. 20472 ND SEGJ ADDITIONAL INFORMATION REGARDING LETTERS OF MAP REVISION BASED ON FILL When making determinations on requests for Letters of Map Revision based on the placement of fill (LOMR-Fs), the Department of Homeland Security's Federal Emergency Management Agency (FEMA) bases its determination on the flood hazard information available at the time of the determination. Requesters should be aware that flood conditions may change or new information may be generated that would supersede FEMA's determination. In such cases, the community will be informed by letter. Requesters also should be aware that removal of a property (parcel of land or structure) from the Special Flood Hazard Area (SFHA) means FEMA has determined the property is not subject to inundation by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). This does not mean the property is not subject to other flood hazards. The property could be inundated by a flood with a magnitude greater than the base flood or by localized flooding not shown on the effective National Flood Insurance Program (NFIP) map. The effect of a LOMR-F is it removes the Federal requirement for the lender to require flood insurance coverage for the property described. The LOMR-F is not a waiver of the condition that the property owner maintain flood insurance coverage for the property. Only the lender can waive the flood insurance purchase requirement because the lender imposed the requirement. The property owner must request and receive a written waiver from the lender before canceling the policy. The lender may determine, on its own as a business decision, that it wishes to continue the flood insurance requirement to protect its financial risk on the loan. The LOMR-F provides FEMA's comment on the mandatory flood insurance requirements of the NFIP as they apply to a particular property. A LOMR-F is not a building permit, nor should it be construed as such. Any development, new construction, or substantial improvement of a property impacted by a LOMR-F must comply with all applicable State and local criteria and other Federal criteria. If a lender releases a property owner from the flood insurance requirement, and the property owner decides to cancel the policy and seek a refund, the NFIP will refund the premium paid for the current policy year, provided that no claim is pending or has been paid on the policy during the current policy year. The property owner must provide a written waiver of the insurance requirement from the lender to the property insurance agent or company servicing his or her policy. The agent or company will then process the refund request. Even though structures are not located in an SFHA, as mentioned above, they could be flooded by a flooding event with a greater magnitude than the base flood. In fact, more than 25 percent of all claims paid by the NFIP are for policies for structures located outside the SFHA in Zones B, C, X (shaded), or X (unshaded). More than one-fourth of all policies purchased under the NFIP protect structures located in these zones. The risk to structures located outside SFHAs is just not as great as the risk to structures located in SFHAs. Finally, approximately 90 percent of all federally declared disasters are caused by flooding, and homeowners insurance does not provide financial protection from this flooding. Therefore, FEMA encourages the widest possible coverage under the NFIP. LOMRFENC-1 (LOMR-F Removal) The NFIP offers two types of flood insurance policies to property. owners: the low-cost Preferred Risk Policy (PRP) and the Standard Flood Insurance Policy (SFIP). The PRP is available for 1- to 4-family residential structures located outside the SFHA with little or no loss history. The PRP is available for townhouse/rowhouse-type structures, but is not available for other types of condominium units. The SFIP is available for all other structures. Additional information on the PRP and how a property owner can quality for this type of policy may be obtained by contacting the Flood Insurance Information Hotline, toll free, at 1-800-427-4661. Before making a final decision about flood insurance coverage, FEMA strongly encourages property owners to discuss their individual flood risk situations and insurance needs with an insurance agent or company. The revisions made effective by a LOMR-F are made pursuant to Section 206 of the Flood Disaster Protection Act of 1973 (P.L. 93-234) and are in accordance with the National Flood Insurance Act of 1968, as amended (Title XIII of the Housing and Urban Development Act of 1968, P.L. 90-448) 42 U.S.C. 4001-4128, and 44 CFR Part 65. In accordance with regulations adopted by the community when it made application to join the NFIP, letters issued to revise an NFIP map must be attached to the community's official record copy of the map. That map is available for public inspection at the community's official map repository. Therefore, FEMA sends copies of all such letters to the affected community's official map repository. To ensure continued eligibility to participate in the NFIP, the community must enforce its floodplain management regulations using, at a minimum, the flood elevations and zone designations shown on the NFIP map, including the revisions made effective by LOMR-Fs. LOMR-Fs are based on minimum criteria established by the NFIP. State, county, and community officials, based on knowledge of local conditions and in the interest of safety, may set higher standards for construction in the SFHA. If the State, county, or community has adopted more restrictive and comprehensive floodplain management criteria, these criteria take precedence over the minimum Federal criteria. FEMA does not print and distribute LOMR-Fs to primary map users, such as local insurance agents and mortgage lenders; therefore, the community serves as the repository for LOMR-Fs. FEMA encourages communities to disseminate LOMR-Fs so that interested persons, such as property owners, insurance agents, and mortgage lenders, may benefit from the information. FEMA also encourages communities to prepare articles for publication in the local newspaper that describe the changes made and the assistance community officials will provide in serving as a clearinghouse for LOMR-Fs and interpreting NFIP maps. When a restudy is undertaken, or when a sufficient number of revisions occur on particular map panels, FEMA initiates the printing and distribution process for the panels and incorporates the changes made effective by LOMR-Fs. FEMA notifies community officials in writing when affected map panels are being physically revised and distributed. If the results of particular LOMR-Fs cannot be reflected on the new map panels because of scale limitations, FEMA notifies the community in writing and revalidates the LOMR-Fs in that letter. LOMR-Fs revalidated in this way usually will become effective 1 day after the effective date of the revised map. Page 1 of 3 Date: June 21, 2021 Case No.: 21-10-0944A LOMR-F EC'vrb PILED oFederal Emergency Management A encyYOF EAGLE Washington, D.C. 20472 J4; JUpp�y9 .) �p'�Jj. � 1 AND 56G ' " Z.r9L1 5 LETTER OF MAP REVISION BASED ON ! DETERMINATION DOCUMENT (REMOVAL) COMMUNITY AND MAP PANEL INFORMATION LEGAL PROPERTY DESCRIPTION CITY OF EAGLE, ADA COUNTY, A portion of Section 15, Township 4 North, Range 1 East, as described IDAHO in the Quitclaim Deed recorded as Instrument No. 2020-029470, in the Office of the Recorder, Ada County, Idaho COMMUNITY The portion of property is more particularly described by the following metes and bounds: COMMUNITY NO.: 160003 NUMBER:16001CO162J AFFECTED MAP PANEL DATE: 6/19/2020 FLOODING SOURCE: BOISE RIVER APPROXIMATE LATITUDE & LONGITUDE OF PROPERTY:43.684926,-116.327783 SOURCE OF LAT & LONG: LOMA LOGIC DATUM: NAD 83 DETERMINATION OUTCOME 1%ANNUAL LOWEST LOWEST AT IS REMOVED CHANCE ADJACENT LOT LOT BLOCK/ SUBDIVISION STREET FROM THE SFHA FLOOD FLOOD GRADE ELEVATION SECTION ZONE ELEVATION ELEVATION (NAVD 88) (NAVD 88) (NAVD 88) -- -- -- 2205 East Riverside Portion of Property X -- -- 2575.1 feet Drive (Parcel C) (shaded) Special Flood Hazard Area (SFHA) - The SFHA is an area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). ADDITIONAL CONSIDERATIONS (Please refer to the appropriate section on Attachment 1 for the additional considerations listed below.) LEGAL PROPERTY DESCRIPTION REVISED BY LETTER OF MAP REVISION DETERMINATION TABLE (CONTINUED) STATE LOCAL CONSIDERATIONS PORTIONS REMAIN IN THE SFHA is document provides the Federal Emergency Management Agency's determination regarding a request or a Letter of Map Revision based on Fill for the property described above. Using the information submitted and the effective National Flood Insurance Program (NFIP) map, we have determined that the described portion(s) of the property(ies) is/are not located in the SFHA, an area inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). This document revises the effective NFIP map to remove the subject property from the SFHA located on the effective NFIP map; therefore, the Federal mandatory flood insurance requirement does not apply. However, the lender has the option to continue the flood insurance requirement to protect its financial risk on the loan. A Preferred Risk Policy (PRP) is available for buildings located outside the SFHA. Information about the PRP and how one can apply is enclosed. This determination is based on the flood data presently available. The enclosed documents provide additional information regarding this determination. If you have any questions about this document, please contact the FEMA Map Information eXchange (FMIX) toll free at (877) 336- 2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, Engineering Library, 3601 Eisenhower Ave Ste 500, Alexandria, VA 22304-6426. Luis V. Rodriguez, P.E., Director Engineering and Modeling Division Federal Insurance and Mitigation Administration Page 2 of 3 Date: June 21, 2021 Case No.: 21-10-0944A LOMR-F Federal Emergency Management Agency `" 4: Washington, D.C. 20472 ND SE�'J LETTER OF MAP REVISION BASED ON FILL DETERMINATION DOCUMENT (REMOVAL) ATTACHMENT 1 (ADDITIONAL CONSIDERATIONS) LEGAL PROPERTY DESCRIPTION (CONTINUED) Parcel A: COMMENCING at a found MAG nail marking the NE corner of the SW1/4 of said Section 15 (C1/4 corner); Thence N. 89°43'28" W., coincident with the northerly boundary of said SW1/4, a distance of 1321.79 feet to a 5/8" rebar with cap PLS 12459 marking the NW corner of the NE1/4 of the SW1/4 of said Section 15 (CW1/16 corner) and a point on the westerly boundary of Truman Cove Subdivision No. 1, on file in Book 117 of Plats at Pages 17832-17836, official records Ada County, Idaho; Thence N. 0°31'34" E., coincident with said westerly boundary of Truman Cove Subdivision No. 1, a distance of 35.03; Thence leaving said westerly boundary, S. 89-28-26" E., 45.11 to the easterly boundary of said Truman Cove Subdivision No. 1 and the POINT OF BEGINNING; Thence coincident with said easterly boundary the following five (5) courses and distances: Thence N. 00°42'12" E., 18.56 feet to a 5/8" rebar with cap PLS 11574 and the beginning of a curve left, having a radius of 320.00 feet; Thence 37.13 feet along the arc of said curve, through a central angle of 6038'55", subtended by a chord bearing N. 02'37'15" W., 37.11 feet to a 5/8" rebar with cap PLS 11574 and the beginning of a reverse curve right, having a radius of 28.00 feet; Thence 34.06 feet along the arc of said curve, through a central angle of 69°41'54", subtended by a chord bearing N. 28'54'15" E., 32.00 feet to a copper marker PLS 11574 and the beginning of a reverse curve left, having a radius of 325.00 feet; Thence 111.89 feet along the arc of said curve, through a central angle of 19043'35", subtended by a chord bearing N. 53053'24" E., 111.34 feet to a 5/8" rebar with cap PLS 11574; Thence N. 44°01'37" E., 24.23 feet; Thence leaving the southerly boundary of said Truman Cove Subdivision No. 1, S. 45°58'23" E., 160.50 feet; Thence S. 44°01'36" W., 150.00 feet; Thence N. 45°58'24" W., 9.00 feet; Thence S. 44°01'36" W., 30.00 feet; Thence N. 87020'08" W., 36.00 feet; Thence N. 45°58'24" W., 95.49 feet to the POINT OF BEGINNING. Parcel B: COMMENCING at a found MAG nail marking the NE corner of the SW1/4 of said Section 15 (C1/4 corner); Thence N. 89°43'28" W., coincident with the northerly boundary of said SW1/4, a distance of 724.91 feet to the northerly boundary of Truman Cove Subdivision No. 2 on file in Book 117 of Plats at Pages 17897-17901, official records Ada County, Idaho; Thence S. 15025" 2" W., coincident with said northerly line of Truman Cove subdivision No. 2, a distance of 10.84 feet; Thence leaving said northerly line, S. 76°06'17" W., 90.50 feet; Thence S. 69°30'31" W., 50.00 feet to the POINT OF BEGINNING; Thence S. 77°26'52" W., 15.17 feet to the beginning of a curve to the right, having a radius of 140.00 feet; Thence 90.77 feet along the arc of said curve, through a central angle of 37°08'56", subtended by a chord bearing N. 85020'59" W., 89.19 feet to the beginning of a reverse curve left, having a radius of 50.00 feet; Thence 47.30 feet along the arc of said curve, through a central angle of 54°11'52", subtended by a chord bearing S. 86°07'33" W., 45.55 feet; Thence S. 59°01'37" W., 18.65 feet Thence N. 45°58'23" W., 47.50 feet; Thence N. 44001'37" E., 107.00 feet to the beginning of a curve to the right, having a radius of 263.00 feet; Thence 107.92 feet along the arc of said curve, through a central angle of 23°30'37", subtended by a chord bearing N. 55°46'55" E., 107.16 feet; Thence S. 12°40'39" E., 165.50 feet to the POINT OF BEGINNING. Parcel C: COMMENCING at a found MAG nail marking the NE corner of the SW1/4 of said Section 15 (C1/4 corner); Thence N. 89°43'28" W., coincident with the northerly boundary of said SW1/4, a distance of 724.91 feet to the northerly boundary of Truman Cove Subdivision No. 2 on file in Book 117 of Plats at Pages 17897-17901, official records Ada County, Idaho; Thence S. 15*25'12" W., coincident with said northerly line of Truman Cove subdivision No. 2, a distance of 10.84 feet to the POINT OF BEGINNING; Thence leaving said northerly line, S. 76-06'17" W., 90.50 feet; Thence S. 69°30'31" W., 50.00 feet Thence N. 12°40'39" W., 165.50 feet to the beginning of a curve to the right, having a radius of 263.00 feet; Thence 10.04 feet along the arc of said curve, This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the FEMA Map Information eXchange (FMIX) toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, Engineering Library, 3601 Eisenhower Ave Ste 500, Alexandria, VA22304-6426. Luis V. Rodriguez, P.E., Director Engineering and Modeling Division Federal Insurance and Mitigation Administration Page 3 of 3 Date: June 21, 2021 Case No.: 21-10-0944A LOMR-F _ Federal Emergency Management Agency °3�4F Washington, D.C. 20472 V D 5E�'J LETTER OF MAP REVISION BASED ON FILL DETERMINATION DOCUMENT (REMOVAL) ATTACHMENT 1 (ADDITIONAL CONSIDERATIONS) through a central angle of 02°11'11", subtended by a chord bearing N. 68°37'49" E., 10.04 feet; Thence N. 20°16'35" W., 26.45 feet to the beginning of a curve to the right, having a radius of 150.00 feet; Thence 60.57 feet along the arc of said curve, through a central angle of 23008'15", subtended by a chord bearing N. 08042'28" W., 60.16 feet to the beginning of a reverse curve, having a radius of 100.00 feet; Thence 26.61 feet along the arc of said curve, through a central angle of 15°14'54", subtended by a chord bearing N. 04°45'48" W., 26.53 feet; Thence S. 74°34'48" E., 238.50 feet; Thence S. 15°25'12" W., 179.66 feet to the POINT OF BEGINNING. DETERMINATION TABLE (CONTINUED) OUTCOME 1%ANNUAL LOWEST LOWEST WHAT IS CHANCE ADJACENT LOT LOT BLOCK/ SUBDIVISION STREET REMOVED FROM FLOOD FLOOD GRADE ELEVATION SECTION THE SFHA ZONE ELEVATION ELEVATION (NAVD 88) (NAVD 88) (NAVD 88) -- -- -- 2025 East Riverside Portion of Property X -- -- 2574.6 feet Drive (Parcel A) (shaded) -- -- -- 2121 East Riverside Portion of Property X -- -- 2575.6 feet Drive (Parcel B) (shaded) PORTIONS OF THE PROPERTY REMAIN IN THE SFHA (This Additional Consideration applies to the preceding 3 Properties.) Portions of this property, but not the subject of the Determination/Comment document, may remain in the Special Flood Hazard Area. Therefore, any future construction or substantial improvement on the property remains subject to Federal, State/Commonwealth, and local regulations for floodplain management. REVISED BY LETTER OF MAP REVISION (This Additional Consideration applies to the preceding 3 Properties.) The effective National Flood Insurance Program map for the subject property, has since been revised by a Letter of Map Revision (LOMR) dated 9/25/2020. The 9/25/2020 LOMR has been used in making the determination/comment for the subject property. STATE AND LOCAL CONSIDERATIONS (This Additional Consideration applies to all properties in the LOMR-F DETERMINATION DOCUMENT (REMOVAL)) Please note that this document does not override or supersede any State or local procedural or substantive provisions which may apply to floodplain management requirements associated with amendments to State or local floodplain zoning ordinances, maps, or State or local procedures adopted under the National Flood Insurance Program. This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the FEMA Map Information eXchange (FMIX) toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, Engineering Library, 3601 Eisenhower Ave Ste 500, Alexandria, VA22304-6426. Luis V. 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