Flood Control - LOMR - Lakemoor #3 - 11/1/2012° Federal Emergency Management Agenc
x �
Washington, D.C. 20472
�'9ND SEA
THE HONORABLE JIM REYNOLDS
CITY OF EAGLE
P.O. BOX 1520
EAGLE, ID 83616
DEAR MR. REYNOLDS:
November 01, 2012
CASE NO.: 12- 10 -1511A
CITY OF EAGLE
"02012
File:
Route to:
COMMUNITY: ADA COUNTY, IDAHO
(UNINCORPORATED AREAS)
COMMUNITY NO.: 160001
This is in reference to a request that the Federal Emergency Management Agency (FEMA) determine
if the property described in the enclosed document Js located within an identified Special Flood
Hazard Area, the area that would be inundated by the flood having a 1- percent chance of being equaled
or exceeded in any given year (base flood), on the effective National Flood Insurance Program (NFIP)
map. Using the information submitted and the effective NFIP map, our determination is shown on the
attached Letter of Map Revision based on Fill (LOMB -F) Determination Document. This
determination document provides additional information regarding the effective NFIP map, the legal
description of the property and our determination.
Additional documents are enclosed which provide information regarding the subject property and
LOMR -Fs. Please see the List of Enclosures below to determine which documents are enclosed.
Other attachments specific to this request may be included as referenced in the
Determination /Comment document. If you have any questions about this letter or any of the
enclosures, please contact the FEMA Map Assistance Center toll free at (877) 336 -2627 (877 -FEMA
MAP) or by letter addressed to the Federal Emergency Management Agency, Engineering Library,
847 South Pickett Street, Alexandria, VA 22304 -4605.
Sincerely,
Luis Rodriguez, P.E., Chief
Engineering Management Branch
Federal Insurance and Mitigation Administration
LIST OF ENCLOSURES:
LOMR -F DETERMINATION DOCUMENT (REMOVAL)
cc: State /Commonwealth NFIP Coordinator
Community Map Repository
Region
Mr. Dennis Baker
Page 1 of 3
Date: November 01, 2012
Case No.: 12- 10 -1611A
LOMB -F
eA��F
T
Federal Emergency Management Agency
Washington, D.C. 20472
AND SE
LETTER OF MAP REVISION BASED ON FILL
DETERMINATION DOCUMENT REMOVAL
COMMUNITY AND MAP PANEL INFORMATION
LEGAL PROPERTY DESCRIPTION
ADA COUNTY, IDAHO
Lots 111 through 113, Lots 115 through 119, and Lot 146, Block 7,
(Unincorporated Areas)
and Lot 2, Block 8, Lakemoor Subdivision No. 3, as shown on the
Plat Map, recorded as Instrument No. 112069225, in Book 104,
COMMUNITY
Pages 14114 through 14119, in the Office of the County Recorder,
Ada County, Idaho
COMMUNITY NO.: 160001
NUMBER - 16001C0161H
AFFECTED
MAP PANEL
DATE: 211912003
FLOODING SOURCE: SOUTH CHANNEL BOISE RIVER
APPROXIMATE LATITUDE & LONGITUDE OF PROPERTY: 43.673, - 116.352
SOURCE OF LAT & LONG: ARCGIS 10 DATUM: NAD 83
DETERMINATION
OUTCOME
1 %ANNUAL
LOWEST
LOWEST
WHAT IS
CHANCE
ADJACENT
LOT
LOT
BLOCK/
SUBDIVISION
STREET
REMOVED FROM
FLOOD
FLOOD
GRADE
ELEVATION
SECTION
THE SFHA
ZONE
ELEVATION
ELEVATION
(NAVD 88)
NAVD 88
NAVD 88
2
8
Lakemoor No. 3
South Woodlet Way
Property
X
2560.3 feet
--
2562.0 feet
(shaded)
Special Flood Hazard Area (SFHA) - The SFHA is an area that would be inundated by the flood having a 1- percent chance of being
equaled or exceeded in any aiven year (base flood).
ADDITIONAL CONSIDERATIONS (Please refer to the appropriate section on Attachment 1 for the additional considerations listed below.)
DETERMINATION TABLE (CONTINUED)
STUDY UNDERWAY
This document provides the Federal Emergency Management Agency's determination regarding a request for a Letter of Map Revision based
on Fill for the property described above. Using the information submitted and the effective National Flood Insurance Program (NFIP) map, we
have detennined that the property(ies) is /are not located in the SFHA, an area inundated by the flood having a 1- percent chance of being
equaled or exceeded in any given year (base flood). This document revises the effective NFIP map to remove the subject property from the
SFHA located on the effective NFIP map; therefore, the Federal mandatory flood insurance requirement does not apply. However, the lender
has the option to continue the flood insurance requirement to protect its financial risk on the loan. A Preferred Risk Policy (PRP) is available for
buildings located outside the SFHA. Information about the PRP and how one can apply is enclosed.
This determination is based on the flood data presently available. The enclosed documents provide additional information regarding this
determination. If you have any questions about this document, please contact the FEMA Map Assistance Center toll free at (877) 336 -2627
(877 -FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, Engineering Library, 847 South Pickett Street,
Alexandria, VA 22304 -4605.
Luis Rodriguez, P.E., Chief
Engineering Management Branch
Federal Insurance and Mitigation Administration
Page 2 of 3
Date: November 01, 2012
Case No.: 12- 10 -1511A
LOMB -F
OF'QA� \f A.
°� Federal Emergency Management Agency
Washington, D.C. 20472
'ND 5E
LETTER OF MAP REVISION BASED ON FILL
DETERMINATION DOCUMENT (REMOVAL)
ATTACHMENT 1 (ADDITIONAL CONSIDERATIONS)
DETERMINATION TABLE (CONTINUED)
OUTCOME
1 %ANNUAL
LOWEST
LOWEST
WHAT IS
CHANCE
ADJACENT
LOT
LOT
BLOCK/
SUBDIVISION
STREET
REMOVED FROM
FLOOD
FLOOD
GRADE
ELEVATION
SECTION
THE SFHA
ZONE
ELEVATION
ELEVATION
(NAVD 88)
NAVD 88
(NAVD 88)
111
7
Lakemoor No. 3
2493 South Creek
Property
X
2560.4 feet
--
2562.4 feet
Pointe Lane
(unshaded)
112
7
Lakemoor No. 3
2481 South Creek
Property
X
2560.4 feet
--
2562.4 feet
Pointe Lane
(unshaded)
113
7
Lakemoor No. 3
165 East Grove Lane
Property
X
2560.4 feet
--
2562.3 feet
(shaded)
115
7
Lakemoor No. 3
160 East Grove Lane
Property
X
2560.5 feet
--
2560.9 feet
(shaded)
116
7
Lakemoor No. 3
174 East Grove Lane
Property
X
2560.5 feet
--
2560.9 feet
(shaded)
117
7
Lakemoor No. 3
188 East Grove Lane
Property
X
2560.5 feet
--
2561.1 feet
(shaded)
118
7
Lakemoor No. 3
200 East Grove Lane
Property
X
2560.6 feet
--
2561.1 feet
(shaded)
119
7
Lakemoor No. 3
214 East Grove Lane
Property
X
2560.6 feet
--
2561.1 feet
(shaded)
146
7
Lakemoor No. 3
2500 South Creek
Property
X
2560.5 feet
--
2563.2 feet
t
L
Pointe Lane
(unshaded)
This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the
FEMA
Map Assistance Center toll free at (877) 336 -2627 (877 -FEMA MAP) or by letter addressed to the Federal Emergency
Management
Agency,
Engineering Library, 847 South Pickett Street, Alexandria, VA 22((304 -4605.
' l
Luis Rodriguez, P.E., Chief
Engineering Management Branch
Federal Insurance and Mitigation Administration
Page 3 of 3
Date: November 01, 2012
Case No.: 12- 10 -1511A
LOMR -F
Federal Emergency Management Agency
Washington, D.C. 20472
''ND 54•
LETTER OF MAP REVISION BASED ON FILL
DETERMINATION DOCUMENT (REMOVAL)
ATTACHMENT 1 (ADDITIONAL CONSIDERATIONS)
STUDY UNDERWAY (This Additional Consideration applies to all properties in the LOMR -F
DETERMINATION DOCUMENT (REMOVAL))
This determination is based on the flood data presently available. However, the Federal Emergency
Management Agency is currently revising the National Flood Insurance Program (NFIP) map for the community.
New flood data could be generated that may affect this property. When the new NFIP map is issued it will
supersede this determination. The Federal requirement for the purchase of flood insurance will then be based on
the newly revised NFIP map.
This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the
FEMA Map Assistance Center toll free at (877) 336 -2627 (877 -FEMA MAP) or by letter addressed to the Federal Emergency Management
Agency, Engineering Library, 847 South Pickett Street, Alexandria, VA 22304 -4605.
Luis Rodriguez, P.E., Chief
Engineering Management Branch
Federal Insurance and Mitigation Administration
0�4�1�ti
Federal Emergency Management Agency
Washington, D.C. 20472
��ND Sti�
ADDITIONAL INFORMATION REGARDING
LETTERS OF MAP AMENDMENT
When making determinations on requests for Letters of Map Amendment (LOMAs), the Department of
Homeland Security's Federal Emergency Management Agency (FEMA) bases its determination on the
flood hazard information available at the time of the determination. Requesters should be aware that
flood conditions may change or new information may be generated that would supersede FEMA's
determination. In such cases, the community will be informed by letter.
Requesters also should be aware that removal of a property (parcel of land or structure) from the Special
Flood Hazard Area (SFHA) means FEMA has determined the property is not subject to inundation by the
flood having a 1- percent chance of being equaled or exceeded in any given year (base flood). This does
not mean the property is not subject to other flood hazards. The property could be inundated by a flood
with a magnitude greater than the base flood or by localized flooding not shown on the effective National
Flood Insurance Program (NFIP) map.
The effect of a LOMA is it removes the Federal requirement for the lender to require flood insurance
coverage for the property described. The LOMA is not a waiver of the condition that the property owner
maintain flood insurance coverage for the property. Only the lender can waive the flood insurance
purchase requirement because the lender imposed the requirement. The property owner must request and
receive a written waiver from the lender before canceling the policy. The lender may determine, on its own
as a business decision, that it wishes to continue the flood insurance requirement to protect its financial
risk on the loan.
The LOMA provides FEMA's comment on the mandatory flood insurance requirements of the NFIP as
they apply to a particular property. A LOMA is not a building permit, nor should it be construed as such.
Any development, new construction, or substantial improvement of a property impacted by a LOMA must
comply with all applicable State and local criteria and other Federal criteria.
If a lender releases a property owner from the flood insurance requirement, and the property owner decides
to cancel the policy and seek a refund, the NFIP will refund the premium paid for the current policy year,
provided that no claim is pending or has been paid on the policy during the current policy year. The
property owner must provide a written waiver of the insurance requirement from the lender to the property
insurance agent or company servicing his or her policy. The agent or company will then process the
refund request.
Even though structures are not located in an SFHA, as mentioned above, they could be flooded by a
flooding event with a greater magnitude than the base flood. In fact, more than 25 percent of all claims
paid by the NFIP are for policies for structures located outside the SFHA in Zones B, C, X (shaded), or X
(unshaded). More than one -fourth of all policies purchased under the NFIP protect structures located in
these zones. The risk to structures located outside SFHAs is just not as great as the risk to structures
located in SFHAs. Finally, approximately 90 percent of all federally declared disasters are caused by
flooding, and homeowners insurance does not provide financial protection from this flooding. Therefore,
FEMA encourages the widest possible coverage under the NFIP.
LOMAENC -1