Flood Control - LOMR - Riverside Drive - Lonesome Dove - 1/5/2018tirAxrM
° Federal Emergency Management Agency
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THE HONORABLE STAN RIDGEWAY
MAYOR, CITY OF EAGLE
CITY HALL
660 EAST CIVIC LANE
EAGLE, ID 83616
DEAR MR. RIDGEWAY:
January 05, 2018
CASE NO.: 18-10-0339A
COMMUNITY: CITY OF EAGLE, ADA COUNTY,
IDAHO
COMMUNITY NO.- 160003
This is in reference to a request that the Federal Emergency Management Agency (FEMA) determine
if the property described in the enclosed document is located within an identified Special Flood
Hazard Area, the area that would be inundated by the flood having a 1 -percent chance of being equaled
or exceeded in any given year (base flood), on the effective National Flood Insurance Program (NFIP)
map. Using the information submitted and the effective NFIP map, our determination is shown on the
attached Letter of Map Revision based on Fill (LOMR-F) Determination Document. This
determination document provides additional information regarding the effective NFIP map, the legal
description of the property and our determination.
Additional documents are enclosed which provide information regarding the subject property and
LOMR-Fs. Please see the List of Enclosures below to determine which documents are enclosed.
Other attachments specific to this request may be included as referenced in the
Determination/Comment document. If you have any questions about this letter or any of the
enclosures, please contact the FEMA Map Information eXchange (FMIX) toll free at (877) 336-2627
(877 -FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, Engineering
Library, 3601 Eisenhower Ave Ste 500, Alexandria, VA 22304-6426.
Sincerely,
Luis V. Rodriguez, P.E., Director
Engineering and Modeling Division
Federal Insurance and Mitigation Administration
LIST OF ENCLOSURES:
LOMR-F DETERMINATION DOCUMENT (REMOVAL)
cc: State/Commonwealth NFIP Coordinator
Community Map Repository
Region
Mr. Drew Johnson
pti4A�'�E,A.
° Federal Emergency Management Agent
Washington, D.C. 20472
ADDITIONAL INFORMATION REGARDING
LETTERS OF MAP REVISION BASED ON FILL
When malting determinations on requests for Letters of Map Revision based on the placement of fill
(LOMR-Fs), the Department of Homeland Security's Federal Emergency Management Agency (FEMA)
bases its determination on the flood hazard information available at the time of the determination.
Requesters should be aware that flood conditions may change or new information may be generated that
would supersede FEMA's determination. In such cases, the community will be informed by letter.
Requesters also should be aware that removal of a property (parcel of land or structure) from the Special
Flood Hazard Area (SFHA) means FEMA has determined the property is not subject to inundation by the
flood having a I -percent chance of being equaled or exceeded in any given year (base flood). This does not
mean the property is not subject to other flood hazards. The property could be inundated by a flood with a
magnitude greater than the base flood or by localized flooding not shown on the effective National Flood
Insurance Program (NFIP) map.
The effect of a LOMR-F is it removes the Federal requirement for the lender to require flood insurance
coverage for the property described. The LOMR-F is not a waiver of the condition that the property owner
maintain flood insurance coverage for the property. Only the lender can waive the flood insurance purchase
requirement because the lender imposed the requirement. The property owner must request and receive a
written waiver from the lender before canceling the policy. The lender may determine, on its own as a
business decision, that it wishes to continue the flood insurance requirement to protect its financial risk on
the loan.
The LOMR-F provides FEMA's comment on the mandatory flood insurance requirements of the NFIP as
they apply to a particular property. A LOMR-F is not a building permit, nor should it be construed as such.
Any development, new construction, or substantial improvement of a property impacted by a LOMR-F must
comply with all applicable State and local criteria and other Federal criteria.
If a lender releases a property owner from the flood insurance requirement, and the property owner decides
to cancel the policy and seek a refund, the NFIP will refund the premium paid for the current policy year,
provided that no claim is pending or has been paid on the policy during the current policy year. The
property owner must provide a written waiver of the insurance requirement from the lender to the property
insurance agent or company servicing his or her policy. The agent or company will then process the refund
request.
Even though structures are not located in an SFHA, as mentioned above, they could be flooded by a flooding
event with a greater magnitude than the base flood. In fact, more than 25 percent of all claims paid by the
NFIP are for policies for structures located outside the SFHA in Zones B, C, X (shaded), or X (unshaded).
More than one-fourth of all policies purchased under the NFIP protect structures located in these zones.
The risk to structures located outside SFHAs is just not as great as the risk to structures located in SFHAs.
Finally, approximately 90 percent of all federally declared disasters are caused by flooding, and homeowners
insurance does not provide financial protection from this flooding. Therefore, FEMA encourages the
widest possible coverage under the NFIP.
LOMRFENC-1 (LOMR-F Removal)
The NFIP offers two types of flood insurance policies to property owners: the low-cost Preferred Risk Policy
(PRP) and the Standard Flood Insurance Policy (SFIP). The PRP is available for 1- to 4 -family residential
structures located outside the SFHA with little or no loss history. The PRP is available for
townhouse/rowhouse-type structures, but is not available for other types of condominium units. The SFIP is
available for all other structures.
Additional information on the PRP and how a property owner can quality for this type of policy may be
obtained by contacting the Flood Insurance Information Hotline, toll free, at 1-800-427-4661. Before
making a final decision about flood insurance coverage, FEMA strongly encourages property owners to
discuss their individual flood risk situations and insurance needs with an insurance agent or company.
The revisions made effective by a LOMR-F are made pursuant to Section 206 of the Flood Disaster
Protection Act of 1973 (P.L. 93-234) and are in accordance with the National Flood Insurance Act of 1968,
as amended (Title XIII of the Housing and Urban Development Act of 1968, P.L. 90-448) 42 U.S.C.
4001-4128, and 44 CFR Part 65.
In accordance with regulations adopted by the community when it made application to join the NFIP, letters
issued to revise an NFIP map must be attached to the community's official record copy of the map. That
map is available for public inspection at the community's official map repository. Therefore, FEMA sends
copies of all such letters to the affected community's official map repository.
To ensure continued eligibility to participate in the NFIP, the community must enforce its floodplain
management regulations using, at a minimum, the flood elevations and zone designations shown on the
NFIP map, including the revisions made effective by LOMR-Fs. LOMR-Fs are based on minimum criteria
established by the NFIP. State, county, and community officials, based on knowledge of local conditions
and in the interest of safety, may set higher standards for construction in the SFHA. If the State, county, or
community has adopted more restrictive and comprehensive floodplain management criteria, these criteria
take precedence over the minimum Federal criteria.
FEMA does not print and distribute LOMR-Fs to primary map users, such as local insurance agents and
mortgage lenders; therefore, the community serves as the repository for LOMR-Fs. FEMA encourages
communities to disseminate LOMR-Fs so that interested persons, such as property owners, insurance agents,
and mortgage lenders, may benefit from the information. FEMA also encourages communities to prepare
articles for publication in the local newspaper that describe the changes made and the assistance community
officials will provide in serving as a clearinghouse for LOMB -Fs and interpreting NFIP maps.
When a restudy is undertaken, or when a sufficient number of revisions occur on particular map panels,
FEMA initiates the printing and distribution process for the panels and incorporates the changes made
effective by LOMR-Fs. FEMA notifies community officials in writing when affected map panels are
being physically revised and distributed. If the results of particular LOMR-Fs cannot be reflected on the
new map panels because of scale limitations, FEMA notifies the community in writing and revalidates the
LOMR-Fs in that letter. LOMB -Fs revalidated in this way usually will become effective 1 day after the
effective date of the revised map.
Page 1 of 2 I Date: January 05, 2018 Case No.: 18-10-0339A LOMR-F
Federal Emergency Management Agency
Washington, D.C. 20472
LETTER OF MAP REVISION BASED ON FILL
DETERMINATION DOCUMENT (REMOVAL)
COMMUNITY AND MAP PANEL INFORMATION
LEGAL PROPERTY DESCRIPTION
CITY OF EAGLE, ADA COUNTY,
Lot 1, Block 2, Lonesome Dove Subdivision, as shown on the Plat
IDAHO
recorded in Book 101, Pages 13461 and 13462, in the Office of the
COMMUNITY
Recorder, Ada County, Idaho
COMMUNITY NO.: 160003
AFFECTED NUMBER: 16001C0154H; 16001CO162H
MAP PANEL
DATE: 211912003; 211912003
FLOODING SOURCE: BOISE RIVER
PPROXIMATE LATITUDE & LONGITUDE OF PROPERTY:43.687909, -116.338158
OURCE OF LAT & LONG: LOMA LOGIC DATUM: NAD 83
DETERMINATION
OUTCOME 1% ANNUAL LOWEST LOWEST
BLOCK]
LOT SUBDIVISION STREET
SECTION
WHAT IS CHANCE ADJACENT LOT
REMOVED FROM FLOOD FLOOD GRADE ELEVATION
THE SFHA ZONE ELEVATION ELEVATION (NAVD 88)
1
(NAVD 88) (NAVD 88)
2 Lonesome Dove Riverside Drive
Property X
__ 2568.2 feet
(shaded)
Special Flood Hazard Area (SFHA) - The SFHA is an area that would be inundated by the flood having a 1 -percent chance of being
equaled
or exceeded in any given year (base flood).
ADDITIONAL CONSIDERATIONS (Please refer to the appropriate section on Attachment 1 for the additional considerations listed bel
FILL RECOMMENDATION OW.)
ANNEXATION
SUPERSEDES PREVIOUS DETERMINATION
This document provides the Federal Emergency Management Agency's determination regarding a request for a Letter of Map Revision based
on Fill for the property described above. Using the information submitted and the effective National Flood Insurance Program (NFIP) map, we
have determined that the property(ies) is/are not located in the SFHA, an area inundated by the flood having a 1 -percent chance of being
equaled or exceeded in any given year (base flood). This document revises the effective NFIP map to remove the subject property from the
SFHA located on the effective NFIP map; therefore, the Federal mandatory flood insurance requirement does not apply. However, the lender
has the option to continue the flood insurance requirement to protect its financial risk on the loan. A Preferred Risk Policy (PRP) is available for
buildings located outside the SFHA. Information about the PRP and how one can apply is enclosed.
This determination is based on the flood data presently available. The enclosed documents provide additional information regarding this
determination. If you have any questions about this document, please contact the FEMA Map Information eXchange (FMIX) toll free at (877)
336-2627 (877 -FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, Engineering Library, 3601 Eisenhower Ave
Ste 5130, Alexandria, VA 22304-6426.
Luis V. Rodriguez, P.E., Director
Engineering and Modeling Division
Federal Insurance and Mitigation Administration
Page 2 of 2 Date: January 05, 2018 Case No.: 18-10-0339A LOMR-F
y Federal Emergency Management Agency
w
ashington, D.C. 20472
LETTER OF MAP REVISION BASED ON FILL
DETERMINATION DOCUMENT (REMOVAL)
ATTACHMENT 1 (ADDITIONAL CONSIDERATIONS)
FILL RECOMMENDATION (This Additional Consideration applies to the preceding 1 Property.)
The minimum NFIP criteria for removal of the subject area based on fill have been met for this request and the
community in which the property is located has certified that the area and any subsequent structure(s) built on the
filled area are reasonably safe from flooding. FEMA's Technical Bulletin 10-01 provides guidance for the
construction of buildings on land elevated above the base flood elevation through the placement of fill. A copy of
Technical Bulletin 10-01 can be obtained by calling the FEMA Map Assistance Center toll free at (877) 336-2627
(877 -FEMA MAP) or from our web site at http://www.fema-gov/mit/tb1001.pdf. Although the minimum NFIP
standards no longer apply to this area, some communities may have floodplain management regulations that are
more restrictive and may continue to enforce some or all of their requirements in areas outside the Special Flood
Hazard Area.
ANNEXATION (This Additional Consideration applies to the preceding 1 Property.)
Although the subject of this determination is shown on the National Flood Insurance Program map as being
located in a community other than the community indicated on the Determination/Comment Document, it has
been annexed by the community referenced therein.
SUPERSEDES OUR PREVIOUS DETERMINATION (This Additional Consideration applies to all
properties in the LOMR-F DETERMINATION DOCUMENT (REMOVAL))
This Determination Document supersedes our previous determination dated 8/25/2011, for the subject property.
This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the
FEMA Map Information exchange (FMIX) toll free at (877) 336 -2627(877 -FEMA MAP) or by letter addressed to the Federal Emergency
Management Agency, Engineering Library, 3601 Eisenhower Ave Ste 500, Alexandria, VA 22304-6426.
� 3
Luis V_ Rodriguez, P.E., Director
Engineering and Modeling Division
Federal Insurance and Mitigation Administration