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Flood Control - LOMR - Waters Edge #3 - 10/22/2013o�'4Ai a�Fn� _ Federal Emergency Management Agency ���C .. GJ�: Washington, D.C. 20472 �Nn SF THE HONORABLE JAMES REYNOLDS MAYOR, CITY OF EAGLE 660 EAST CIVIC LANE P.O. BOX 1520 EAGLE, ID 83616 DEAR MR. REYNOLDS: October 22, 2013 CASE NO.: 14-10-0014A COMMUNITY: CITY OF EAGLE, ADA COUNTY, IDAHO COMMUNITY NO.: 160003 This is in reference to a request that the Federal Emergency Management Agency (FEMA) determine if the property described in the enclosed document is located within an identified Special Flood Hazard Area, the area that would be inundated by the flood having a 1 -percent chance of being equaled or exceeded in any given year (base flood), on the effective National Flood Insurance Program (NFIP) map. Using the information submitted and the effective NFIP map, our determination is shown on the attached Letter of Map Revision based on Fill (LOMR-F) Determination Document. This determination document provides additional information regarding the effective NFIP map, the legal description of the property and our determination. Additional documents are enclosed which provide information regarding the subject property and LOMB -Fs. Please see the List of Enclosures below to determine which documents are enclosed. Other attachments specific to this request may be included as referenced in the Determination/Comment document. If you have any questions about this letter or any of the enclosures, please contact the FEMA Map Assistance Center toll free at (877) 336-2627 (877 -FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 847 South Pickett Street, Alexandria, VA 22304-4605. Sincerely, Luis Rodriguez, P.E., Chief Engineering Management Branch Federal Insurance and Mitigation Administration LIST OF ENCLOSURES: LOMB -F DETERMINATION DOCUMENT (REMOVAL) cc: State/Commonwealth NFIP Coordinator Community Map Repository Region Mr. Don Newell Page 1 of 3 Date: October 22, 2013 lCase No.: 14-10-0014A LOMR-F veen�r\fAr Federal Emergency Management Agency Washington, D.C. 20472 liNn sE� LETTER OF MAP REVISION BASED ON FILL DETERMINATION DOCUMENT REMOVAL COMMUNITY AND MAP PANEL INFORMATION LEGAL PROPERTY DESCRIPTION CITY OF EAGLE, ADA COUNTY, A portion of Section 17 and a portion of Government Lot 4, all in IDAHO Section 20, Township 4 North, Range 1 East, Boise Meridian, as described in the Warranty Deed, recorded as Instrument No. COMMUNITY 111029743, in the Office of the Recorder, Ada County, Idaho The portions of properties are more particularly described by the COMMUNITY NO.: 160003 following metes and bounds: AFFECTED NUMBER: 16001CO161H MAP PANEL DATE: 211912003 FLOODING SOURCE: SOUTH CHANNEL BOISE RIVER APPROXIMATE LATITUDE & LONGITUDE OF PROPERTY: 43.880, -116.372 EAGLE ISLAND SOURCE OF LAT & LONG: ARCGIS 10.1 DATUM: NAD 83 DETERMINATION OUTCOME 1%a ANNUAL LOWEST LOWEST BLOCK/ WHAT IS CHANCE ADJACENT LOT LOT SUBDIVISION STREET REMOVED FROM FLOOD FLOOD GRADE ELEVATION SECTION THE SFHA ZONE ELEVATION ELEVATION (NAND 88) (NAVD 88) (NAVD 88) -- -- -- West Sherington Portion of X 2545.7 feet -- 2546.9 feet Court Property (shaded) Parcel A Special Flood Hazard Area (SFHA) - The SFHA is an area that would be inundated by the flood having a 1 -percent chance of being equaled or exceeded in any divan year (base flood). ADDITIONAL CONSIDERATIONS (Please refer to the appropriate section on Attachment 1 for the additional considerations listed below.) LEGAL PROPERTY DESCRIPTION STUDY UNDERWAY DETERMINATION TABLE (CONTINUED) PORTIONS REMAIN IN THE FLOODWAY This document provides the Federal Emergency Management Agency's determination regarding a request for a Letter of Map Revision based on Fill for the property described above. Using the information submitted and the effective National Flood Insurance Program (NFIP) map, we have determined that the described portions) of the property(ies) islare not located in the SFHA, an area inundated by the flood having a i -percent chance of being equaled or exceeded in any given year (base flood). This document revises the effective NFIP map to remove the subject property from the SFHA located on the effective NFIP map; therefore, the Federal mandatory flood insurance requirement does not apply. However, the lender has the option to continue the flood insurance requirement to protect its financial risk on the loan. A Preferred Risk Policy (PRP) is available for buildings located outside the SFHA. Information about the PRP and how one can apply is enclosed. This determination is based on the flood data presently available. The enclosed documents provide additional information regarding this determination. If you have any questions about this document, please contact the FEMA Map Assistance Center toll free at (877) 336-2627 (877 -FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 847 South Pickett Street, Alexandria, VA 22304-4605. Luis Rodriguez, P.E., Chief Engineering Management Branch Federal Insurance and Mitigation Administration Page 2 of 3 Date: October 22, 2013 Case No.: 14-10-0014A I LOMB-F Federal Emergency Management Agency x o-y Washington, D.C. 20472 NO sk LETTER OF MAP REVISION BASED ON FILL DETERMINATION DOCUMENT (REMOVAL) ATTACHMENT 1 (ADDITIONAL CONSIDERATIONS) LEGAL PROPERTY DESCRIPTION (CONTINUED) Parcel A: COMMENCING at the Southwest corner of Section 17, Township 4 North, Range 1 East, Boise Meridian; thence S88022'1 0"E, 898.64 feet; thence N01 037'50"E, 504.81 feet to the POINT OF BEGINNING; thence S71 °45'27"W, 111.34 feet, thence N20°07'36"W, 452.90 feet; thence 19.33 feet along a curve to the right, having a radius of 70.00 feet, a central angle of 15049'19", and a chord bearing of N1 2'12'57"W, 19.27 feet; thence N69°52'24"E, 83.35 feet; thence S20014'45"E, 114.17 feet; thence S20038'44"E, 123.04 feet; thence S31°53'42"E, 117.33 feet; thence S20°07'36"E, 123.58 feet to the POINT OF BEGINNING. Parcel B COMMENCING at the Southwest corner of Section 17, Township 4 North, Range 1 East, Boise Meridian; thence S88022'10"E, 898.64 feet; thence N01 037'50"E, 504.81 feet; thence S71 *45'27"W, 111.34 feet; thence N20°07'36"W, 452.90 feet; thence 19.33 feet along a curve to the right, having a radius of 70.00 feet, a central angle of 15°49'19", and a chord bearing of N12012'57"W, 19.27 feet; thence N69052'24"E, 83.35 feet; thence N46028'16"W, 90.91 feet to the POINT OF BEGINNING; thence S74031'35"W, 33.49 feet; thence 195.76 feet along a curve to the left, having a radius of 80.00 feet, a central angle of 140012'14", and a chord bearing of S66°56'42"W, 150.45 feet; thence N75039'58"W, 156.88 feet; thence N2W22'30"W, 62.83 feet; thence N00051'57"E, 62.29 feet; thence N80°29'31"E, 320.43 feet; thence S55°18'22"E, 44.33 feet; thence SO4°12'59"W, 120.19 feet to the POINT OF BEGINNING, Parcel C: COMMENCING at the Southwest corner of Section 17, Township 4 North, Range 1 East, Boise Meridian; thence S88°22'10"E, 898.64 feet; thence N01°37'50"E, 504.81 feet; thence S71°45'27"W, 111.34 feet; thence N20007'36"W, 452.90 feet; thence 19.33 feet along a curve to the right, having a radius of 70.00 feet, a central angle of 15°49'19", and a chord bearing of N12°12'57"W, 19.27 feet; thence N69°52'24"E, 83.35 feet; thence N46°28'16"W, 90.91 feet; thence S74°31'35"W, 33.49 feet; thence 195.76 feet along a curve to the left, having a radius of 80.00 feet, a central angle of 140012'14", and a chord bearing of S66°56'42"W, 150.45 feet; thence S25047'49"E, 61.95 feet to the POINT OF BEGINNING; thence 28.83 feet along a curve to the right, having a radius of 70.00 feet, a central angle of 23°36'01", and a chord bearing of S31055'37"E, 28.63 feet; thence S20007'36"E, 446.95 feet; thence S69037'30"W, 136.34 feet; thence N20°44'31 "W, 355.01 feet; thence N30°49'53"E, 31.92 feet; thence N20°07'36"W, 100.00 feet; thence N69037'30"E, 109.50 feet to the POINT OF BEGINNING. DETERMINATION TABLE (CONTINUED) This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the FEMA Map Assistance Center toll free at (877) 336-2627(877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 847 South Pickett Street, Alexandria, VA 22304-4605. Luis Rodriguez, P.E., Chief Engineering Management Branch Federal Insurance and Mitigation Administration Page3 of 3 Date: October 22, 2013 Case No.: 14-10-0014A LOMR-F Federal Emergency Management Agency Washington, D.C. 20472 lvn e LETTER OF MAP REVISION BASED ON FILL DETERMINATION DOCUMENT (REMOVAL) ATTACHMENT 1 (ADDITIONAL CONSIDERATIONS) OUTCOME 1% ANNUAL LOWEST LOWEST LOT BLOCK/ SUBDIVISION STREET WHAT IS REMOVED FROM FLOOD CHANCE FLOOD ADJACENT GRADE LOT ELEVATION SECTION THE SFHA ZONE ELEVATION ELEVATION (NAND 88) (NAVD 88) (NAVD 88 "" -- West Sherington Portion of X 2545.1 feet -- 2547.6 feet Court Property (shaded) (Parcel B) -- — -' West Sherington Portion of X 2545.2 feet — 2545.9 feet Court Property (shaded) (Parcel C) PORTIONS OF THE PROPERTY REMAIN IN THE FLOODWAY (This Additional Consideration applies to the preceding 3 Properties.) A portion of this property is located within the Special Flood Hazard Area and the National Flood Insurance Program (NFIP) regulatory floodway for the flooding source indicated on the Determination/Comment Document while the subject of this determination is not. The NFIP regulatory floodway is the area that must remain unobstructed in order to prevent unacceptable increases in base flood elevations. Therefore, no construction may take place in an NFIP regulatory floodway that may cause an increase in the base flood elevation, and any future construction or substantial improvement on the property remains subject to Federal, State/Commonwealth, and local regulations for floodplain management. The NFIP regulatory floodway is provided to the community as a tool to regulate floodplain development. Modifications to the NFIP regulatory floodway must be accepted by both the Federal Emergency Management Agency (FEMA) and the community involved. Appropriate community actions are defined in Paragraph 60.3(d) of the NFIP regulations. Any proposed revision to the NFIP regulatory floodway must be submitted to FEMA by community officials. The community should contact either the Regional Director (for those communities in Regions I-IV, and VI -X), or the Regional Engineer (for those communities in Region V) for guidance on the data which must be submitted for a revision to the NFIP regulatory floodway. Contact information for each regional office can be obtained by calling the FEMA Map Assistance Center toll free at (877) 336-2627 (877 -FEMA MAP) or from our web site at http://www.fema.gov/about/regoff.htm. STUDY UNDERWAY (This Additional Consideration applies to all properties in the LOMR-F DETERMINATION DOCUMENT (REMOVAL)) This determination is based on the flood data presently available, However, the Federal Emergency Management Agency is currently revising the National Flood Insurance Program (NFIP) map for the community. New flood data could be generated that may affect this property. When the new NFIP map is issued it will supersede this determination. The Federal requirement for the purchase of flood insurance will then be based on the newly revised NFIP map. This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the FEMA Map Assistance Center loll free at (877) 336-2627 (877 -FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 847 South Pickett Street, Alexandra, VA 22304-4605. Luis Rodriguez, PE., Chief Engineering Management Branch Federal Insurance and Mitigation Administration oEp� R-=���, h• ' �w Federal Emergency Management Agency °'�` Washington, D.C. 20472 �qND SEr' ADDITIONAL INFORMATION REGARDING LETTERS OF MAP REVISION BASED ON FILL When making determinations on requests for Letters of Map Revision based on the placement of fill (LOMR-Fs), the Department of Homeland Security's Federal Emergency Management Agency (FEMA) bases its determination on the flood hazard information available at the time of the determination. Requesters should be aware that flood conditions may change or new information may be generated that would supersede FEMA's determination. In such cases, the community will be informed by letter. Requesters also should be aware that removal of a property (parcel of land or structure) from the Special Flood Hazard Area (SFHA) means FEMA has determined the property is not subject to inundation by the flood having a 1 -percent chance of being equaled or exceeded in any given year (base flood). This does not mean the property is not subject to other flood hazards. The property could be inundated by a flood with a magnitude greater than the base flood or by localized flooding not shown on the effective National Flood Insurance Program (NFIP) map. The effect of a LOMR-F is it removes the Federal requirement for the lender to require flood insurance coverage for the property described. The LOMR-F is not a waiver of the condition that the property owner maintain flood insurance coverage for the property. Only the lender can waive the flood insurance purchase requirement because the lender imposed the requirement. The property owner must request and receive a written waiver from the lender before canceling the policy. The lender may determine, on its own as a business decision, that it wishes to continue the flood insurance requirement to protect its financial risk on the loan. The LOMR-F provides FEMA's comment on the mandatory flood insurance requirements of the NFIP as they apply to a particular property. A LOMR-F is not a building permit, nor should it be construed as such. Any development, new construction, or substantial improvement of a property impacted by a LOMR-F must comply with all applicable State and local criteria and other Federal criteria. If a lender releases a property owner from the flood insurance requirement, and the property owner decides to cancel the policy and seek a refund, the NFIP will refund the premium paid for the current policy year, provided that no claim is pending or has been paid on the policy during the current policy year. The property owner must provide a written waiver of the insurance requirement from the lender to the property insurance agent or company servicing his or her policy. The agent or company will then process the refund request. Even though structures are not located in an SFHA, as mentioned above, they could be flooded by a flooding event with a greater magnitude than the base flood. In fact, more than 25 percent of all claims paid by the NFIP are for policies for structures located outside the SFHA in Zones E, C, X (shaded), or X (unshaded). More than one-fourth of all policies purchased under the NFIP protect structures located in these zones. The risk to structures located outside SFHAs is just not as great as the risk to structures located in SFHAs. Finally, approximately 90 percent of all federally declared disasters are caused by flooding, and homeowners insurance does not provide financial protection from this flooding. Therefore, FEMA encourages the widest possible coverage under the NFIP. LOMRFENC-I The NFIP offers two types of flood insurance policies to property owners: the low-cost Preferred Risk Policy (PRP) and the Standard Flood Insurance Policy (SFIP). The PRP is available for 1- to 4 -family residential structures located outside the SFHA with little or no loss history. The PRP is available for townhouse/rowhouse-type structures, but is not available for other types of condominium units. The SFIP is available for all other structures. Additional information on the PRP and how a property owner can quality for this type of policy may be obtained by contacting the Flood Insurance Information Hotline, toll free, at 1-800-427-4661. Before making a final decision about flood insurance coverage, FEMA strongly encourages property owners to discuss their individual flood risk situations and insurance needs with an insurance agent or company. The revisions made effective by a LOMR-F are made pursuant to Section 206 of the Flood Disaster Protection Act of 1973 (P.L. 93-234) and are in accordance with the National Flood Insurance Act of 1968, as amended (Title XIII of the Housing and Urban Development Act of 1968, P.L. 90-448) 42 U.S.C. 4001-4128, and 44 CFR Part 65. In accordance with regulations adopted by the community when it made application to join the NFIP, letters issued to revise an NFIP map must be attached to the community's official record copy of the map. That map is available for public inspection at the community's official map repository. Therefore, FEMA sends copies of all such letters to the affected community's official map repository. To ensure continued eligibility to participate in the NFIP, the community must enforce its floodplain management regulations using, at a minimum, the flood elevations and zone designations shown on the NFIP map, including the revisions made effective by LOMR-Fs. LOMR-Fs are based on minimum criteria established by the NFIP. State, county, and community officials, based on knowledge of local conditions and in the interest of safety, may set higher standards for construction in the SFHA. If the State, county, or community has adopted more restrictive and comprehensive floodplain management criteria, these criteria take precedence over the minimum Federal criteria. FEMA does not print and distribute LOMR-Fs to primary map users, such as local insurance agents and mortgage lenders; therefore, the community serves as the repository for LOMR-Fs. FEMA encourages communities to disseminate LOMR-Fs so that interested persons, such as property owners, insurance agents, and mortgage lenders, may benefit from the information. FEMA also encourages communities to prepare articles for publication in the local newspaper that describe the changes made and the assistance community officials will provide in serving as a clearinghouse for LOMR-Fs and interpreting NFIP maps. When a restudy is undertaken, or when a sufficient number of revisions occur on particular map panels, FEMA initiates the printing and distribution process for the panels and incorporates the changes made effective by LOMR-Fs. FEMA notifies community officials in writing when affected map panels are being physically revised and distributed. If the results of particular LOMR-Fs cannot be reflected on the new map panels because of scale limitations, FEMA notifies the community in writing and revalidates the LOMR-Fs in that letter. LOMR-Fs revalidated in this way usually will become effective i day after the effective date of the revised map. 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